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Website Terms of Use

Your use of the SAPI website is based on the terms of use and conditions laid out below.

Last updated 27 Jan 2024

Terms and Conditions

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Simple, fair funding that runs on payments

Get an agreed amount upfront and repay from your takings. Clear pricing, no hidden fees.

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Applying won't affect your credit score

  • No impact on credit score
  • No obligation to accept
  • Under 5 minutes

We partner with business platforms to provide payment-linked financing that repays at source and flexes with sales.

Business funding is available up to £200,000. In exceptional cases, established and creditworthy businesses may qualify for up to £2 million, subject to affordability and underwriting.

Copyright © SAPI 2026. SAPI Group Limited is a company registered in England and Wales, with its registered office at Senna Building, Gorsuch Place, London, E2 8JF, United Kingdom. Company Number: 12014174. Information Commissioner's Office Registration: ZA927191. SAPI Group Limited is not authorised or regulated by the Financial Conduct Authority.

Payment and e-money services are provided by Modulr FS Limited (FCA FRN 900573). Electronic money is not covered by FSCS – funds are safeguarded under the Electronic Money Regulations 2011. See Modulr regulatory details here.