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Cookie Policy

SAPI is committed to your privacy. Read our customer cookies policy below for a clear explanation of how we collect, use, disclose, transfer, and store your information.

Last updated 23 Apr 2024

A letter from our founders

As users of the internet, we care about privacy just like you do. And as fellow human beings, we think you deserve to know exactly what you can expect from your SAPI experience. Before you read our privacy policy, we’d first like to tell you how we think about privacy in simple terms.

We do not sell your personal information. Ever.

SAPI works with marketplaces and payment companies to offer financing programs on their platforms and lend money at scale to businesses.  financing investors compensate us for helping them grant financing to businesses, and that’s how we make money. We do not need to (or want to) sell your information to anyone.

So how do we use your data?

First and foremost, we work directly with payment company partners, who already hold your data securely, to offer the best financing programs tailored for each platform. Business users are shown custom financing offers by the platform and us. We don’t transfer your data to any other parties without your consent.

Our stance on privacy is simple: We will be transparent with what data we collect and how we use it to grant loans, and you can decide if you’re good with that.

If this sounds fair, then let’s start getting capital in a smarter and faster way, tailored to your businesses.

P.S. If you have any questions or comments, just email us at ops@sapi.com

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We partner with business platforms to provide payment-linked financing that repays at source and flexes with sales.

Business funding is available up to £200,000. In exceptional cases, established and creditworthy businesses may qualify for up to £2 million, subject to affordability and underwriting.

Copyright © SAPI 2026. SAPI Group Limited is a company registered in England and Wales, with its registered office at Senna Building, Gorsuch Place, London, E2 8JF, United Kingdom. Company Number: 12014174. Information Commissioner's Office Registration: ZA927191. SAPI Group Limited is not authorised or regulated by the Financial Conduct Authority.

Payment and e-money services are provided by Modulr FS Limited (FCA FRN 900573). Electronic money is not covered by FSCS – funds are safeguarded under the Electronic Money Regulations 2011. See Modulr regulatory details here.