1
Apply online
Takes 5 minutes, no impact on your credit score
Over £50 million lent to small businesses
Access up to £200k to grow your business with repayments that mirror your daily revenue.
Get funding
Applying won't affect your credit score
75%
Complete
£5,000
Remaining
Repayments that align with your sales
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Hear it from our merchants
“SAPI helped us manage seasonal cash flow without the pressure of fixed repayments.”
Funding used for:
- Cash Flow Management
- Growth & Marketing
“SAPI offered funding that actually reflected how our business operates.”
Funding used for:
- Inventory & Stock
- Growth & Marketing
“The application process was simple, and the team explained everything clearly.”
Funding used for:
- Equipment & Assets
“SAPI took a more flexible approach compared to funding options we've explored.”
Funding used for:
- Equipment & Assets
- Renovations
Featured on
How SAPI works
Funding in 3 simple steps
2
Get your offer
Review offer with zero hidden fees.
3
Receive funds
Set up your repayment methods and receive your funds within 24 hours.
Apply now
Applying won't affect your credit score
Why choose SAPI
We are here to help your business thrive
Answer a few quick questions about your business and get an instant read on whether you qualify: no paperwork, no waiting.
Once you're eligible, applying takes minutes. Fill in your business details online and skip the lengthy forms and in-person meetings.
Repayments flex with your business. A fixed percentage comes from your card sales, so you pay more when revenue is strong and less when it's slow.
Grow your platform
Embed SAPI financing in your platform with a single REST integration.
Simple funding that runs on card payments
Get an agreed amount upfront and repay from your takings. Clear pricing, no hidden fees.
Apply now
Applying won't affect your credit score
- No impact on credit score
- No obligation to accept
- Under 5 minutes