Accessible Payment-linked Financing for Everyday Businesses
Receive an agreed amount upfront. Repay at source as a small, pre‑agreed share of revenue or card takings. Simple to apply, clear terms.
Applying won’t affect your credit score
Complete
£5,0000
Remaining
Repayments that align with your sales
Eligibility Criteria
- Trading for 12+ months
- Monthly card revenue of £5,000+
- UK registered limited company
- No active CCJs or insolvencies
HOW SAPI WORKS
Funding in 3 Simple Steps
Apply Online
Quick digital form with soft credit check only. Get an instant decision without affecting your credit score.
Get Your Offer
View your personalized terms with transparent pricing. No obligation to accept.
Receive Funds
Quick verification, then direct bank transfer. Start using your capital immediately.
Applying won’t affect your credit score
Funding For Your Business Needs
Inventory & Stock
Equipment & Assets
Cash Flow Management
Inventory & Stock
Growth & Marketing
Renovations
Any Business Need
Over £50 million Lent to Small Businesses Since 2020
“SAPI helped us manage seasonal cash flow without the pressure of fixed repayments.”
Daniel Harris
— E-commerce business, London
Funding used for:
- Cash Flow Management
- Growth & Marketing
“SAPI offered funding that actually reflected how our business operates.”
Ana Turner
— Flower shop, London
Funding used for:
- Inventory & Stock
- Growth & Marketing
“The application process was simple, and the team explained everything clearly.”
Kevin Patel
— Fastfood restaurant, Birmingham
Funding used for:
- Equipment & Assets
“SAPI took a more flexible approach compares to funding options we’ve explored.”
Emma Collins
— Tailoring business, London
Funding used for:
- Equipment & Assets
- Renovations
“SAPI helped us manage seasonal cash flow without the pressure of fixed repayments.”
Daniel Harris
— E-commerce business, London
Funding used for:
- Cash Flow Management
- Growth & Marketing
“SAPI offered funding that actually reflected how our business operates.”
Ana Turner
— Flower shop, London
Funding used for:
- Inventory & Stock
- Growth & Marketing
“The application process was simple, and the team explained everything clearly.”
Kevin Patel
— Fastfood restaurant, Birmingham
Funding used for:
- Equipment & Assets
“SAPI took a more flexible approach compares to funding options we’ve explored.”
Emma Collins
— Tailoring business, London
Funding used for:
- Equipment & Assets
- Renovations
“SAPI helped us manage seasonal cash flow without the pressure of fixed repayments.”
Daniel Harris
— E-commerce business, London
Funding used for:
- Cash Flow Management
- Growth & Marketing
“SAPI offered funding that actually reflected how our business operates.”
Ana Turner
— Flower shop, London
Funding used for:
- Inventory & Stock
- Growth & Marketing
“The application process was simple, and the team explained everything clearly.”
Kevin Patel
— Fastfood restaurant, Birmingham
Funding used for:
- Equipment & Assets
“SAPI took a more flexible approach compares to funding options we’ve explored.”
Emma Collins
— Tailoring business, London
Funding used for:
- Equipment & Assets
- Renovations
Trusted by Businesses, Backed by Press
FEATURED ON
Ready to Fuel Your Business Growth?
Join the businesses already growing with SAPI's Payment-linked Financing
- No impact on credit score
- No obligation to accept
- Under 5 minutes
We partner with business platforms to provide payment-linked financing that repays at source and flexes with sales.