Grow exponentially with your sellers by extending financing
Unlock a new recurring revenue stream that scales exponentially
Better attract, retain, and grow your merchant base
No capital required, no risks and no financial liability
What we do
Help grow your merchants and your ecosystem using external financing
SAPI operates in a true, equal partnership with you. We absorb all complexity, compliance management, and financial risk of lending, so you can earn a new, risk-free revenue stream and grow your ecosystem.
Why should you offer embedded credit?
In big and small ways, we make lending easy and profitable for everyone involved.
New source of exponentially growing ARR.
Lower merchants' churn with an ongoing, trust-based relationship.
No risk exposure, no capital, licence or compliance requirement hassle.
More attractive, tailored loan terms.
No lengthy application.
Fast funding, within 12 hours.
Automated, effortless repayment.
Reduction in merchant’s churn rate
Increase in annual recurring revenue
Increase in merchant sales
Increased user engagement level*
Attracted or acquired new users*
(*) The % of companies that said “very successful” or “successful” among global companies with current embedded finance offerings.
Types of financing we offer
All product specifications are tailored to your needs and your merchants demands
Blazingly Fast merchant Payout
Build your own custom loan program
We help to financial engineer any credit product tailored to your merchants' needs.
We build it, fund it, and maintain it. We do all the heavy lifting so you can focus on your customers and your core business.
Level of integration
Pick the level of prefered integrations, we’ll take care of the rest.
Out-of-the-box, No-code solution
Link to our stand-alone lending interface.
White labelled solution, make it your own with your branding and customise its looks.
No-code integration. Earn additional revenue with no hassle.
On average, the implementation takes 7 days.
Fully-embedded, API integration solution
Embed business financing into your platform using our API.
Directly control the entire lending experience.
Completely white labelled with a high level of customisation and tailor-made user interface to your brand.
On average, the implementation takes 1 month.
Types of partners we work with
Give your merchants instant access to working capital, within your platform.
Payment Service Providers
Merchant System Providers
FinTechs & Neobanks
Get ahead of your competition
Work with us today to outrun your competitors.
believe that offering merchant financing are critical to their future success or rank among their top strategic priorities.