Grow with your business clients by offering financing

Unlock a new recurring revenue stream that scales fast.

Better attract, retain, and grow your merchant base.

Offer value-added financial services with no capital required.

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What we do

Help grow your business clients and your ecosystem using external financing

SAPI operates in a true, equal partnership with you. We absorb all complexity, compliance management, and financial risk of lending, so you can earn a new, risk-free revenue stream and grow your ecosystem.

Why should you offer embedded credit?

In big and small ways, we make lending accessible for everyone involved.

Platform experience

N

Unlock new income streams and increase your sales.

N

Foster a stronger relationship with merchants, enhance loyalty and trust.

N

Offer financing products hassle-free with no capital required.

Merchant experience

N

Attractive, tailored financing terms.

N

No lengthy application.

N

Faster funding, within 24 hours.

N

Automated, effortless repayment.

Types of financing we offer

All product specifications are tailored to your needs and your business clients’ demands

REVENUE-BASED FINANCING

Merchant Advance

Faster merchant Payout

Instant Payout

Build your own custom loan program

N

We help to financial engineer business financing products tailored to your business clients' needs.

N

We build it, fund it, and maintain it. We do all the heavy lifting so you can focus on your customers and your core business.

Level of integration

Pick the level of prefered integrations, we’ll take care of the rest.

Out-of-the-box, No-code solution

N

Link to our stand-alone lending interface.

N

White labelled solution, make it your own with your branding and customise its looks.

N

No-code integration. Earn additional revenue with no hassle.

N

On average, the implementation takes 7 days.

Fully-embedded, API integration solution

N

Embed business financing into your platform using our API.

N

Directly control the entire lending experience.

N

Completely white labelled with a high level of customisation and tailor-made user interface to your brand.

N

On average, the implementation takes 1 month.

Types of partners we work with

Give your business clients instant access to working capital, within your platform.

 

Payment Service Providers

Marketplaces

Merchant System Providers

FinTechs & Neobanks

Get ahead of your competition

Work with us today to outrun your competitors.

84%

of companies*

believe that offering merchant financing are critical to their future success or rank among their top strategic priorities.

47%

of companies*

said that their companies are investing in and plan to launch embedded finance offerings in the near future.

(*) 1,000 companies surveyed globally.